Legal Disclaimer

MVM Agency (the Agency) is an independent insurance broker and is not affiliated with any insurance carrier or underwriter. The Agency acts solely as an intermediary between clients and insurance providers and does not assume any liability for the acts, omissions, or financial condition of any insurance carrier.

No Liability: The Agency makes no representations or warranties regarding the financial strength, solvency, or claims-paying ability of any insurance carrier. Clients are advised to independently verify the financial standing and reputation of any insurance provider before entering into any insurance contract. The Agency shall not be held liable for any claims, losses, damages, or expenses arising from the failure of an insurance carrier to fulfill its obligations under any insurance policy.

Professional Advice: The information and services provided by the Agency are for general informational purposes only and do not constitute legal, financial, tax, or investment advice. Clients should consult with appropriate licensed professionals for advice tailored to their specific circumstances.

Accuracy of Information: While the Agency strives to provide accurate and up-to-date information, we make no guarantees regarding the completeness, accuracy, or timeliness of any information provided. The Agency reserves the right to modify or discontinue services at any time without notice.

State Licensing: Insurance products and services are offered through appropriately licensed insurance agents. Not all products and services are available in all states. The availability of specific insurance products may vary by jurisdiction.

Limitation of Liability: To the fullest extent permitted by law, the Agency, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or relating to the use of our services or any insurance products obtained through our services.

Client Responsibility: Clients are responsible for reviewing all insurance documents, including policy terms, conditions, exclusions, and limitations. It is the client’s obligation to ensure that coverage meets their specific needs and to maintain accurate information with their insurance carrier.